Federal student aid can make college more affordable by connecting eligible students to grants, loans, and work-study opportunities. In 2026, knowing the latest eligibility rules and FAFSA requirements is key to getting the help you need on time.

Student loan repayment in 2026 is likely to stay shaped by policy changes, servicing updates, and the choices borrowers make today. Knowing your loan type, repayment options, and budget now can help you stay ready for whatever comes next.

Paying for college doesn’t have to be stressful when you understand how financial aid works. This guide breaks down the options, from grants and scholarships to loans and work-study, so you can find the best ways to cover your costs.

Choosing between federal vs private student loans can have a big impact on your repayment options, interest costs, and long-term financial flexibility. Here’s what every student should know before borrowing.